Manager-Risk Management

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With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you’re finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex.

The Global Risk & Compliance Organization (“GRC”) is an independent risk management function, led by the Chief Risk Officer, with the objective of ensuring that American Express operates in a safe, sound and fully compliantmanner within all applicable regulatory expectations. GRC creates and maintains the overall risk management framework, performs independent risk management assessments, and monitors applicable risks.

Colleagues at GRC are passionate about our commitment to drive the Company’s goals of growth and progress by creating a culture of risk awareness and proactivity around regulatory matters. By partnering closely with business units across the enterprise, we help deliver maximum value to our shareholders and our customers through effective risk management and oversight activities.

How will you make an impact in this role?

Within GRC, the Market Risk Oversight Group is the independent risk management team covering all financial risks undertaken by the Treasury function at American Express. The team’s core responsibility is to design and execute risk measurement and controls across balance sheet management areas, including funding and liquidity risk, market risk, and capital management.

The Manager/Sr Manager – Market Risk Oversight will be responsible for providing independent oversight and effective challenge of market risk management across American Express and American Express National Bank (AENB). This individual will work closely with senior management and business units to ensure effective identification, assessment, and mitigation of market risks.

Key Responsibilities

• Identify, assess, and quantify market risk exposures across interest rates, foreign exchange (FX), and debt investment portfolioson banking book, ensuring alignment with the organization’s risk appetite and established risk limits.
• Conduct independent risk assessments and provide effective challenges on key Treasury risk processes including methodologies, models, key assumptions, reporting,governance, and controls, providing oversight across interest rate risk(IRR) management, FX hedging, and investment risk.
• Define, calibrate, and monitor non-trading market risk limits, escalation thresholds, and key risk indicators to ensure exposures remain within approved risk tolerances.
• Develop and implement robust asset liability management (ALM) policies, procedures, governance and controls in compliance with regulatory requirements and industry best practices.
• Perform independent reviews of end-to-end Treasury risk management practices, ensuring appropriate governance and controls, and clear definition on roles and responsibilities between 1LOD and 2LOD are in place.
• Lead the management of the interest rate risk, FX risk, investment risk pillars within the risk appetite framework, overseeing senior management communications, committee presentations, and Board reporting.
• Collaborate with internal stakeholders, including Risk, Treasury, Finance, Compliance and internal audit teams, to ensure a holistic approach to market risk oversight.

Minimum Qualifications

• Bachelor’s degree in finance, Statistics, Actuarial Science, Mathematics, Econometrics, Operations Research, or a related field.
• 2-5 years of experience in risk management, Treasury, or financial markets; preferably experience with asset liability management, specifically interest rate risk in the banking book (IRRBB), FX risk management, and investment risk oversight
• Strong understanding of interest rate and FX risk management principles, methodologies, regulatory frameworks and key interest rate risk metrics e.g., Earning at Risk and Economic Value of Equity.
• Strong verbal and written communication skills.
• Advanced proficiency in Excel and PowerPoint; experience with risk analytics tools and financial modeling is a plus.

Salary Range: $80,000.00 to $155,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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*Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.